Disclosures

TERMS OF USE

The use of this Web site is subject to the terms and conditions specified herein. McLaughlin Asset Management, Inc. (MAM) is a state registered investment advisory firm located in Illinoi and Indiana.   MAM and its representatives are in compliance with the current notice filing requirements imposed upon state registered investment advisers by the states in which MAM maintains clients.  MAM’s Disclosure Brochure Form ADV Part 2A and 2B are available upon request. If you are unable or unwilling to agree to the terms as stated do not use the Web site or download the materials. The Web site is just the opinion of the writer and should not be construed to be anything more than opinion. You are free to agree or disagree with the writer of the Web site.

NO INVESTMENT RECOMMENDATIONS OR PROFESSIONAL ADVICE

The material in this Web site is intended to be informational only and should not be considered to be an investment recommendation or professional advice regarding investments. Opinions expressed may change at any time based on market conditions.  The material should not be used as a basis for investment decisions. Investment decisions are highly personal decisions and depend upon a number of factors including but not limited to age, financial situation, investment objectives, financial acumen and risk tolerance. You are solely responsible for determining whether you wish to make a particular investment or to pursue a particular investment strategy.  All investments, both equity and fixed income, carry a certain degree of risk and there is no guarantee that an investment will provide positive returns over any period of time. Past performance is no guarantee of future results.

NO TAX OR LEGAL ADVICE

The material in the Web site is not tax or legal advice. We are not licensed attorneys or CPAs. If you need legal advice or tax advice you should personally consult an attorney or CPA regarding your specific legal or tax situation.

DISCLAIMERS OF WARRANTIES

MAM does not make any express or implied warranties about the content of the Web site including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The material in this Web site is made available to you “as is” and “as available” and MAM does no warrant that any defects or inaccuracies will be corrected. There is no warranty that the Web site will meet your needs, or that it will be timely or error free.

LIMITATION OF LIABILITY

MAM shall not be liable to you or anyone else for any consequential, incidental or indirect damages (including but not limited to lost profits, trading losses or damages) that result from the use of the information in this Web site. The limitation may not apply to you depending upon what state you live in.

MAM  shall not be liable for any damages to or viruses that may infect, your computer equipment, software, data or other property on account of your access to, use of the Web site or from downloading of any materials, data, text, images, video or audio from the Web site or any sites linked to the Web site.

TIMELINESS

The nature of markets is that they change constantly. The information contained in this Web site is only presented as of the date of the letter and the information may become out of date. MAM does not assume any obligation to update the Web site or any of the information contained in the Web site.

COPYRIGHT

The Web site is protected by applicable copyright laws. You may not copy, distribute, modify, post or otherwise use material in the Web site without the prior written consent of MAM

NON US RESIDENTS

The material in this Web site is intended to be made available only to persons residing in the United States. Nothing in the newsletter shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such an offer, solicitation, purchase or sale would be unlawful.